Your mutual funds, stocks, NPS and deposits in one view

What the FinLens investment tracker covers

The Investments page brings together what you hold in different places. Mutual funds and shares come from the order history you export from Groww. Your NPS account comes from the statements issued by your Central Record-keeping Agency (CRA). Fixed deposits come from the Deposits section of Accounts, where IDFC FIRST Bank's deposit advice is read and a deposit with any other bank is typed in. EPF, PPF and gold are balances you enter yourself.

At the top sits Total investment value with a trend line, and under it what you invested, the unrealised and realised gain, an overall XIRR and today's move. Four tiles split the picture into Mutual funds, Stocks & ETFs, NPS and PF & deposits. Below them a holdings card has a tab for each, plus Orders, the full list of purchases and sales. Asset allocation, Your SIPs and Returns overview sit alongside.

Why one investment portfolio view helps

Most people hold investments in more than one place: a fund platform, a demat account, an employer's NPS, a bank deposit, a provident fund. Each shows its own number on its own screen, and none of them adds up the rest. Knowing your total, or whether your money is earning more than a deposit would, usually means a spreadsheet that is rarely up to date.

FinLens keeps that sum for you. It works from the records themselves (orders, statements and advices), so every figure can be traced back to its source instead of being typed from memory.

Who this portfolio tracker suits

• You invest through Groww and also have NPS, a deposit or a provident fund elsewhere.
• You run monthly SIPs and want to see which are still running without opening each app.
• You want one XIRR for your whole portfolio, not just for a single fund.
• You look after a parent's money and keep it in a profile you manage through Family, next to your own.

What you gain from tracking investments in one place

How investment tracking works in FinLens

1. Open Add investment

   On Investments, choose Add investment and pick NPS, Mutual Funds, Stocks or PF. Each tile names the files FinLens reads for that type.

2. Upload the file

   Drop a Groww order export (XLSX or CSV), a CAMS portfolio valuation statement or a CRA statement (PDF). Fixed rules read it and check it before anything is stored, and orders already on file are skipped.

3. Add what no file shows

   Record EPF, PPF or gold under Settings → Assets & loans, in Other assets. Add a fixed deposit on Accounts, from IDFC FIRST Bank's advice or typed in.

4. Let prices update

   On working days at 23:15 IST, after the market closes, FinLens fetches the latest mutual fund NAVs and BSE closing prices and values your holdings again.

5. Look closer

   Open any holding for its orders, open lots and realised gains; switch tabs, search and sort the table, or change the range on the trend.

What you provide for the Investments page

• Groww's mutual fund order history export, as XLSX or CSV.
• Groww's stock order history export, as XLSX or CSV.
• NPS transaction statements and the Statement of Holding from your CRA, as PDF (the holding's text can also be pasted).
• IDFC FIRST Bank's fixed deposit advice (PDF), or the details of a deposit at another bank, typed in.
• EPF, PPF and gold balances, typed in with the date each is as of.
• Orders added by hand when you need them, for example an opening balance for funds bought before your export begins.

What FinLens reads and shows

• Every order: the scheme or share, date, type, units or quantity, price and amount.
• Units held and what they cost, worked out first in, first out, with the realised gain on every redemption or sale.
• Value at the latest NAV published by AMFI and the latest BSE close.
• XIRR for each asset type and for the portfolio, and the absolute return beside it.
• NPS value, contributions, gain, XIRR and charges for each tier, from the CRA's own statements.
• A daily value series for the trend, kept for market days only.

Good to know about the Investments page

• Mutual funds are read from Groww's order exports and CAMS portfolio valuation statements, stocks from Groww's order exports. Consolidated account statements (CAS), KFintech statements and other brokers' exports have no reader of their own; you can type orders in instead.
• EPF and PPF are the balances you type in, shown as entered by you, with no return figure; an EPF passbook is not read.
• NPS is valued from its statements rather than a daily price feed: its value moves when you upload a newer statement or record a NAV yourself.
• Fixed deposit advice is read for IDFC FIRST Bank only; deposits at other banks are typed in.
• Prices are fetched once a night on working days, so values are as of the last close, never live.
• If the fixed rules cannot read an uploaded file, it is read once with AI help, with names and identifying numbers replaced by placeholders and the provider asked not to store the answer, and imported only if the same checks pass. You can turn this off in Profile → Privacy & Security.
• FinLens shows and organises your investments; it never buys or sells, starts SIPs or gives investment advice.

Questions about investments in FinLens