Your financial life, organised securely in one place.

FinLens is a personal finance app for people in India. It reads the statements, alerts and records your bank, card issuer, fund platform and others already send you, and shows your accounts, cards, bills, spending, investments, credit score and papers in one private dashboard.

FinLens is built so that your money and your data stay yours. It never asks for your net banking password and cannot move money; everything it stores is encrypted with AES-256, every file included; your accounts and cards are saved with only the last 4 digits of their numbers; you sign in with your PIN and then a one-time code or one tap on WhatsApp; and you can download your data or erase your account at any time. The Security page lists every control.

Yes. FinLens is built and run in India by FinLens Financial Technology Private Limited, for people who bank, borrow and invest in India. It reads the statement formats of Indian banks, card issuers, fund platforms and the NPS, works in rupees, and access to it is limited to India.

FinLens is open by invitation. Request an invitation with your name, the mobile number you will sign in with and your e-mail address; a code confirms the address, one tap on a WhatsApp message confirms the number, and then you send the request, which a person reviews. Once it is accepted you hear by e-mail and WhatsApp, and you sign up with that number, a code sent to your e-mail address and a 6-digit PIN you choose.

There is no charge for FinLens today. It has three plans, Basic, Plus and Pro, and nothing is enforced or charged at present. At present every new member can upgrade to the Pro plan free of charge for a year, from Plan & Billing in the app. If that changes, members are told before any charge applies, and nothing is charged without their agreement.

Only if you share them. Under What my family can see each member switches on the areas the family may see, Insurance among them; the family then sees every policy with its insurer, cover, the people it covers, the nominees and the premium dates, as figures, never the file. Crores of rupees of life insurance money go unclaimed in India every year because the family never knew a policy existed; how that happens and how to prevent it.

No. FinLens never asks for a net banking password, a card PIN or a CVV. It works from the statements and alerts you already receive, through a read-only Gmail connection or files you upload, and it cannot move money.

Statements from Axis Bank, HDFC Bank, ICICI Bank, IDFC FIRST Bank, Jio Payments Bank, Kotak Mahindra Bank, State Bank of India, Union Bank of India have their own readers, as do credit card statements from American Express, Axis Bank, HDFC Bank, HSBC, ICICI Bank, IDFC FIRST Bank, SBI Card, Scapia. A statement from another bank or issuer is read with AI help, with names and numbers hidden first, and is imported only if its figures add up.

Every connection is encrypted, and the portal seals each request and reply again with a key only your browser and the server share. Everything we store is encrypted with AES-256, and every file is kept encrypted, never as a plain file; your uploaded files, identity numbers and statement passwords are encrypted once more under a key that belongs to your account alone, and accounts and cards are saved with only the last 4 digits of their numbers. The Security page lists every control.

Fixed rules read your mail and files first. A file the rules cannot read is read once by an AI model with your name and identifying numbers replaced by placeholders. The text of your e-mails never goes to a model; the one exception is a single masked sentence about a locked statement's password, when no rule opens the file. Questions you type to Ask FinLens go to an AI model without your account numbers, PAN or contact details. The Privacy Policy has every detail.

Yes. You can delete any uploaded file, and from Profile → Privacy & Security download your data or erase your whole account.